8,077 viewsPosted in healthcare,healthcare costs,costs,costing,health care source Ars.com title 6 reasons you should consider a $2,000 health care plan with $1 million deductible article 1,721 viewsPosted, September 28, 2018, 10:01:04By the time I was diagnosed with breast cancer, I had spent my life saving for my own health care.
That was nearly two decades ago, but as the years wore on, I found myself thinking about the cost of my care, and I wanted to know what I would pay out of pocket if I were to get sick.
I wanted an estimate of how much I would be paying in the event I needed to go in for treatment.
I wanted a plan that would pay me what I needed, when I needed it, and how much.
The best plan that I could find was the one that covered a lot of my needs: an average-priced private insurance policy with no co-pays.
But that plan had a big catch: I needed coverage for myself.
That meant that I had to pay for the treatment itself, which was something I didn’t have to do in my current job.
The problem with a basic plan is that you can’t do more than you can afford.
In order to cover the treatment yourself, you must pay the deductible.
The deductible is the amount you pay each month for each service.
It’s also known as the copayment.
The copay is $0.00, which means that you will pay the amount that you pay for each prescription.
For me, that meant $0 in total.
That’s $0 out of my pocket each month.
But even though I didn´t have a ton of money, I knew I wanted a better plan.
So I called the company that offered my plan.
My question was, how much would I be able to afford?
Their answer was: a few hundred dollars a month.
After that, I needed another option.
My plan was so expensive, I decided to go with the company´s cheapest plan and buy it.
I knew that I wanted coverage for my family and I didn`t want to pay out-of-pocket for the treatments themselves.
I also knew that my health insurance company had been very good with my costs over the years, so I didn�t need a new plan.
I just needed a cheaper one.
As I walked into the office, I told my supervisor, “It`s time to get serious about this job.”
The conversation went like this: “Well, what is this $2 million plan you have for the cost, and why would I pay for it?”
I answered my supervisor the way I usually answer questions: I didnít want a new contract.
The company asked if I wanted it to be a standard, standard-rate plan, which I said no, because I wanted something that would cover everything.
“I don`t care how much you pay, you just can’t afford it,” I said.
“That doesn`t make any sense.
You are paying for everything.”
The manager responded that he understood my concerns, and he told me that we could negotiate a cheaper plan with them.
He also offered to buy me a new, standard insurance policy, which he said would cover my family as well as me.
My supervisor said, “I understand your concerns, but we have to have a conversation.
Let´s talk about this.”
The negotiation went well, and we came to an agreement that would give me coverage for the first six months of my job.
That plan would cost me $1.4 million a year, or $5,500 a month, for the life of the contract.
But it also included coverage for all the other health care that I needed for my life.
My supervisor told me: Now that we have a deal, it will be much easier for you to get back to work.
“We will not be taking any of your sick leave.
The company is going to cover all of your health care costs.”
My supervisor then told me about the “cost-sharing” provisions in my new contract, which meant that if I was sick, they would pay for my treatment at a cost of $2.50 per treatment.
It meant that even if I had the flu or something else happened that required me to stay home, my co-workers would be responsible for paying the bill for the hospital stays that I would have to endure.
But I still didn`ts want to be stuck paying that $2 a month for the whole life of my contract.
So I agreed to the plan.
The next day, I went into my office and took the new plan out of the drawer.
I put it in my pocket and went to work, where I found out that it would cost $2 per day of my work.
I asked for my monthly check and left.The cost